HealthGuard — Financial health dashboard QuickBooks
A financial health score and the KPIs that actually drive decisions, computed straight from QuickBooks Online.
Works with QuickBooks Online
The problem
- Financial health is a feeling, not a number.
- The KPIs that matter are buried across reports.
- There is no quick read on whether the business is getting healthier.
How HealthGuard fixes it
A financial health score and the KPIs that actually drive decisions, computed straight from QuickBooks Online.
What you get
A single health score across liquidity, profitability, and leverage.
Outcome 1The handful of KPIs that actually move the business.
Outcome 2A clear trend on whether things are improving.
Outcome 3HealthGuard vs a spreadsheet
A 'financial health' spreadsheet usually means pulling a handful of ratios into a tab once a quarter — liquidity here, leverage there — with no single read on whether the business is actually getting stronger.
| Area | Spreadsheet | HealthGuard |
|---|---|---|
| Health score | No single number, just scattered ratios | One score across liquidity, profitability, leverage |
| KPIs | Buried across several reports | The handful that actually move the business |
| Trend | Hard to see quarter to quarter | A clear direction over time |
| Refresh | Rebuilt when someone remembers | Updates as the books change |
| Benchmark | Compared by hand, if at all | Consistent scoring every period |
Illustrative example
Current ratio 1.4, quick ratio 0.9, rising leverage, thinning margin — four numbers that each look fine alone but together signal a business tightening up. A single health score rolls them into one trend you can watch, instead of four tabs you compare by eye.
Hypothetical figures to show the arithmetic, not customer results.
How it connects to QuickBooks
- 1.Connect QuickBooks Online with a secure, read-only authorization. HealthGuard never writes to your books.
- 2.HealthGuard reads the accounts and transactions it needs and builds its analysis from your live ledger.
- 3.Results stay current as your books change. Disconnect at any time to revoke access.
Frequently asked questions
What is a financial health score?
A financial health score distills your company's liquidity, profitability, and leverage into a single number (and a trend) so you can tell at a glance whether the business is getting healthier. HealthGuard calculates it directly from your QuickBooks Online ledger, so it stays current instead of being a quarterly guess.
Which financial KPIs does HealthGuard track?
HealthGuard focuses on the handful of KPIs that actually move a business — cash and current ratio for liquidity, gross and net margin for profitability, and leverage and coverage ratios — rather than a wall of numbers nobody acts on. Each rolls up into the overall health score with its trend.
How is this different from a QuickBooks dashboard?
QuickBooks reports show you the raw numbers; HealthGuard interprets them — scoring your financial health, surfacing the KPIs that matter, and showing whether the trend is improving or deteriorating, in plain language.
Does HealthGuard work with QuickBooks Online?
Yes. HealthGuard connects to QuickBooks Online through a secure, read-only connection and builds its analysis directly from your live ledger. There is nothing to export or re-key.
How long does it take to get started?
Connect QuickBooks Online and HealthGuard produces its first results in minutes. Setup does not require an implementation project or a spreadsheet import.
How much does HealthGuard cost?
Plans start at $49/mo (Starter: one tool, one company). The $199/mo Suite includes every Tech for CFO tool, and every plan starts with a 14-day free trial.
Is my financial data safe?
HealthGuard uses a read-only connection to QuickBooks Online and does not write to your books. Your data is encrypted in transit and at rest.
Is HealthGuard better than a spreadsheet?
A spreadsheet is flexible, but it has to be rebuilt every period and breaks easily. HealthGuard connects to QuickBooks Online and stay current as the books change, which removes the manual rebuild and the formula risk.
Can I keep using my spreadsheet too?
Yes. HealthGuard reads from QuickBooks Online and does not change your books, so a spreadsheet for one-off analysis can sit alongside it.
What goes into the health score?
Liquidity, profitability, efficiency, and leverage measures computed from QuickBooks Online, rolled into one score so you get a single read plus the underlying KPIs.
How often does it update?
It reads the live ledger, so the score and its KPIs move as your books do rather than being rebuilt each quarter.
Is this a substitute for a CFO?
It surfaces the KPIs and trend a CFO would watch, straight from your books — useful on its own and a strong starting point for a fractional CFO conversation.
Ready to put HealthGuard on your numbers?
Start a 14-day free trial, no credit card required.