CovenantGuard — Loan covenant monitoring software
Loan covenant monitoring software that tracks every ratio continuously and produces lender-ready compliance reports, straight from the ledger.
Works with QuickBooks Online
The problem
- Covenant ratios are recalculated in a spreadsheet right before each report is due.
- A breach is discovered after it happened, not before.
- Lender reporting is a manual scramble every quarter.
How CovenantGuard fixes it
Loan covenant monitoring software that tracks every ratio continuously and produces lender-ready compliance reports, straight from the ledger.
What you get
DSCR, leverage, and fixed-charge coverage tracked continuously.
Outcome 1A heads-up while there is still time to act before a breach.
Outcome 2Lender-ready compliance packets without the quarter-end fire drill.
Outcome 3How it connects to QuickBooks
- 1.Connect QuickBooks Online with a secure, read-only authorization. CovenantGuard never writes to your books.
- 2.CovenantGuard reads the accounts and transactions it needs and builds its analysis from your live ledger.
- 3.Results stay current as your books change. Disconnect at any time to revoke access.
Frequently asked questions
Does CovenantGuard work with QuickBooks Online?
Yes. CovenantGuard connects to QuickBooks Online through a secure, read-only connection and builds its analysis directly from your live ledger. There is nothing to export or re-key.
How long does it take to get started?
Connect QuickBooks Online and CovenantGuard produces its first results in minutes. Setup does not require an implementation project or a spreadsheet import.
How much does CovenantGuard cost?
Plans start at $49/mo (Starter: one tool, one company). The $199/mo Suite includes every Tech for CFO tool, and every plan starts with a 14-day free trial.
Is my financial data safe?
CovenantGuard uses a read-only connection to QuickBooks Online and does not write to your books. Your data is encrypted in transit and at rest.
Is there a free way to try it first?
Yes. The free Loan Covenant Health Check runs CovenantGuard-style analysis on numbers you enter, no account required, so you can see the value before connecting QuickBooks.
Ready to put CovenantGuard on your numbers?
Start a 14-day free trial, no credit card required.